MSPay
Digital Wallets

Frictionless 1-Click Payments with Leading Consumer Wallets

Let your customers pay using existing balances from Amazon Pay, PhonePe, Paytm, and other top Indian prepaid payment instruments (PPIs) with sub-second confirmation.

✓ 99.99% Uptime✓ Sub-second Latency✓ Multi-Bank Active✓ RBI Tokenized

Supported Digital Wallets

One integration unlocks every major digital wallet in India.

Amazon Pay

1-Click checkout with saved Amazon addresses and gift balances.

PhonePe Wallet

Instant wallet debits for millions of verified PhonePe users.

Paytm Wallet

Full PPI wallet interoperability across retail and web.

MobiKwik

Instant wallet payments and ZIP buy-now-pay-later credit support.

Freecharge

Fast digital utility and transit checkout powered by Axis Bank.

Airtel Money

Telecom-backed payment wallet with deep Tier-2 and Tier-3 reach.

Why Add Wallets

Key Advantages for Digital Merchants

Higher cart conversions and near-zero failure rates for low-to-medium ticket orders.

Fastest UX

1-Click Accelerated Checkout

Users authenticate once with biometric or SMS OTP, enabling sub-second payment completions.

Interoperable

RBI PPI Interoperability

Supports wallet balance interoperability across UPI and merchant payment gateways seamlessly.

< 2s Refund

Automated Instant Refunds

Refunds to digital wallets settle instantaneously into the customer's wallet balance within 2 seconds.

Split-Ready

Zero Drop-Off Redundancy

If wallet balance is insufficient, MSPay smart checkout prompts a split or alternative payment option.

Frequently Asked Questions

Got Questions? We Have Answers.

Find detailed answers about technical integration, settlement cycles, RBI tokenization, and our BBPS network.

Yes, where supported by the wallet provider (such as Amazon Pay Later and MobiKwik ZIP), customers can complete purchases using pre-approved credit lines directly within the wallet option.
Instant Sandbox & Same-Day Onboarding

Ready to Upgrade Your Payment Infrastructure?

Join hundreds of forward-thinking enterprises, digital marketplaces, and distributor networks powered by MSPay multi-bank technology.

PCI DSS Level 1 CertifiedRBI Tokenization FrameworkNPCI BBPS Operating Partner